Create Your Happy Place

24 Months Interest Free Offer

January 2020


Interest Free Flexi Payment Plans:

Interest free is available on Flexi Payment Plans for in-store purchases. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of interest free period. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.


Payment Holiday Interest Free Plans:

Payment Holiday is available on certain Flexi Payment Plans for in-store purchases only. Annual Account Fee of $50 applies. New Cardholder fees - $55 Establishment. Existing Cardholder fee - $35 Advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

All finance plans are not standard and are available only where there is nationwide promotional activity supporting Q Card and Q MasterCard. Above rates are indicative on today’s market and must be applied for and confirmed prior to each promotion. Finance Code availability and pricing may be subject to change without notice. MasterCard is a registered trademark of MasterCard International Incorporated.